Kushki Developer Portal
  1. CARD PRESENT PAYMENTS (API RAW)
Kushki Developer Portal
  • Back to home
  • Chile 🇨🇱
  • Bienvenidos
  • ONLINE PAYMENTS
    • CARD
      • 1. Request a card token
      • 2. Make a charge or deferred charge
      • 3. Void a transaction
      • 4. Refund a transaction
      • 5. Request deferred options
      • 6. Authorize payments
      • 7. Capture an authorized payment
      • 8. Bin Info
      • 9. Bin Info V2
      • 10. Validate OTP
      • 11. Voucher
      • 5. Request deferred options
      • 8. Bin Info
      • 10. Validate OTP
      • 3. Void a transaction
      • 4. Refund a transaction
      • 6. Authorize payments
      • 1. Request a card token
      • 7. Capture an authorized payment
      • 11. Voucher
      • 2. Make a charge or deferred charge
      • 9. Bin Info V2
    • CASH IN
      • 1. Request a cash in token
      • 2. Init Transaction
      • 3. Transaction Status
      • 1. Request a cash in token
      • 2. Init Transaction
      • 3. Transaction Status
    • TRANSFER IN
      • 1. Get Bank List
      • 2. Request a Transfer In token
      • 3. Init Transaction
      • 4. Get Status
      • 1. Get Bank List
      • 4. Get Status
      • 2. Request a Transfer In token
      • 3. Init Transaction
    • TRANSFER OUT
      • 1. Get Bank List
      • 2. Request a Transfer Out token
      • 3. Init Transaction
      • 4. Get Status
      • 5. Wallet Balance
      • 2. Request a Transfer Out token
      • 1. Get Bank List
      • 5. Wallet Balance
      • 3. Init Transaction
      • 4. Get Status
    • ONE-CLICK & SCHEDULED PAYMENTS
      • 1. Request a recurring charge token
      • 2. Create a recurring charge
      • 3. Update recurring charge card data
      • 4. Make an One-click payment
      • 5. Cancel a recurring charge
      • 6. Update a recurring charge
      • 7. Add a temporary charge or discount
      • 8. Authorize payments
      • 9. Capture an authorized payment
      • 10. Get recurring charge Info
      • 3. Update recurring charge card data
      • 7. Add a temporary charge or discount
      • 10. Get recurring charge Info
      • 5. Cancel a recurring charge
      • 6. Update a recurring charge
      • 4. Make an One-click payment
      • 9. Capture an authorized payment
      • 8. Authorize payments
      • 2. Create a recurring charge
      • 1. Request a recurring charge token
    • PAYMENT BUTTON
      • 1. Create a payment button
      • 1. Create a payment button
    • SMARTLINKS V2
      • 1. Create a Smartlink
      • 2. Get a Smartlink
      • 3. Delete a Smartlink
      • 4. Update a Smartlink
      • 3. Delete a Smartlink
      • 4. Update a Smartlink
      • 1. Create a Smartlink
      • 2. Get a Smartlink
    • PAYMENT CREDENTIALS
      • 1. Create a credential
      • 2. Search credentials
      • 3. Advanced search
      • 4. Activate or deactivate
      • 5. Delete credential
      • 6. Update credential
      • 7. Regenerate a credential
      • 6. Update credential
      • 5. Delete credential
      • 4. Activate or deactivate
      • 2. Search credentials
      • 1. Create a credential
      • 3. Advanced search
      • 7. Regenerate a credential
    • COMMISSIONS
      • 1. Get Commission Configuration
      • 1. Get Commission Configuration
    • GATEWAY STATUS
      • 1. Get gateway status
      • 1. Get gateway status
    • ANALYTICS
      • 1. Get transactions list
      • 1. Get transactions list
    • ASYNC CARD RECURRING CHARGES
      • 1. Request a token
      • 2. Init an async card recurring charge
      • 3. Authorize payments
      • 4. Capture an authorized payment
      • 2. Init an async card recurring charge
      • 4. Capture an authorized payment
      • 1. Request a token
      • 3. Authorize payments
    • CARD ASYNC
      • 1. Request a card async token
      • 2. Init Transaction
      • 3. Authorize payments Copy
      • 4. Capture an authorized payment Copy
      • 5. Get Status
      • 4. Capture an authorized payment Copy
      • 5. Get Status
      • 3. Authorize payments Copy
      • 2. Init Transaction
      • 1. Request a card async token
  • CARD PRESENT PAYMENTS (API RAW)
    • Single payment
      POST
  1. CARD PRESENT PAYMENTS (API RAW)

Single payment

POST
/pos/v1/transaction
With this endpoint you can:
Take payments
Make deferred charge
Take payments with tips
Add a post-tip (México)
Make payments with cashback

Supported Reading Channels#

We support the following reading channels. The fields you send to us to process a charge may differ depending on the reading type.
ICC= Integrated Circuit Card
MCR= Magnetic Card reader
MFC= Multi-Function Card

Take payments#

You can make card present payments in different currencies by adding taxes, deferring a transaction, or making a cashback by reading a physical card with a terminal.

Structure#

Single charge#

To make a charge, send charge in the transaction_type field and Authorization in the transaction_mode field as part of the body of your request.

Deferred charges#

To defer a payment, if your customer requests to defer the charge of the transaction made at your store, you need to consume the endpoint https://api-uat.kushkipagos.com /pos/v1/transaction in the request body, include charge in the transaction_type field and Authorization in the transaction_mode field. Also, include the value of is_deferred in true, send the deferred object and inmonths, include the total number of months for which your customer’s payment will be deferred.

Mexico, Peru, and Chile (Standard Deferred Charge)#

For deferred charges (including Months Without Interest in Mexico, and Issuer Installments in Chile), simply include the months parameter within the deferred object. The credit_type parameter is not required in these scenarios.
Review the complete request example in the top right corner of the screen.
"deferred": {
    "months": "10"
  }
Important!

For months with no interest in México 🇲🇽, there is a minimum amount depending on the term to defer the transaction.
3 months: $300 MXN
6 months: $600 MXN
9 months: $900 MXN
12 months: $1,200 MXN
18 months: $,1800 MXN

Chilean Merchants (Cuotas comercio)#

For Commerce Installments (Cuotas Comercio) in Chile 🇨🇱, you must include the credit_type parameter within the deferred object and set its value to 03.
 "deferred": {
    "credit_type": "03", 
    "months": "10"
  }

Accepting payments with tips#

You can accept payments with tips by adding an additional field with the tip information.
To accept this type of service, you need to consume the endpoint https://api-uat.kushkipagos.com /pos/v1/transaction and include the tip amount in the tip field. Send Authorization in the transaction_mode field and Charge in the transaction_type as part of the request body.
The tip amount is in addition to the total amount of the transaction sent in the fields subtotal_iva or subtotal_iva0

Add a post-tip (México) 🇲🇽#

You can add a post-tip, which consists of a traditional sale with a pre-authorization in which the tip is added later, either during the day, at the end of the shift, or even after. To make a charge, send posTip in the transaction_type field and Authorization in the transaction_mode field as part of the body of your request. (See full example on the right side of the screen).

Accepting payments with cashback (Only Chile 🇨🇱 and Perú 🇵🇪)#

Kushki allows you to make a cashback at the time of a physical card payment. To accept this type of service, you need to consume the endpoint https://api-uat.kushkipagos.com /pos/v1/transaction and send the value of the is_cashback parameter in true and specify the cashback amount in cashback_amount.
Please note that cashback only works with local cards.

Request

Header Params

Body Params application/json

Examples

Responses

🟢200
application/json
OK
Body

🟠400
🟠401
🔴500
Request Request Example
Shell
JavaScript
Java
Swift
cURL
curl --location --request POST '/pos/v1/transaction' \
--header 'Private-Credential-Id;' \
--header 'Content-Type: application/json' \
--data-raw '{
    "amount": {
        "currency": "CLP",
        "iva": 0,
        "subtotal_iva": 0,
        "subtotal_iva0": 60000,
        "tip": 0,
        "extra_taxes": {
            "airport_tax": 0,
            "iac": 0,
            "ice": 0,
            "travel_agency": 0
        }
    },
    "card_details": {
        "enc_tlv": "CE447A062C49774934E42A7F826668C0C478E38402C158062EE794C0E471B43EA8CE49C256C2C8B157526B0B2BE74FC23F65E18D4F52B99A1A0910E6CCD9B11A32D6D537E2B6E2B011C89569DE6A3D53318080BC77E0E70B398ED3083FD7366CCF8FB4DBF34A116E6D52CFBEF26371878D842034E5029EF62DF235D2C427F04102E451773D9E8975978917E3BC531327702967052E239F8C592734AE14688E603C52B858FC1D97B763AE623603F1475FFFB065EC07AF7A29",
        "pin_ksn": "FFFF4357486333600002",
        "reading_type": "ICC",
        "tracks": {
            "enc_track2": "283587285CE10278E7FA50AD5C97CFFE87F472C9FE6406F8",
            "track_ksn": "FFFF4357486333600002"
        }
    },
    "card": {
        "card_holder_name": "John Doe"
    },
    "contact_details": {
        "document_number": "",
        "document_type": "-1",
        "email": "",
        "first_name": "",
        "last_name": "",
        "second_last_name": "",
        "phone_number": ""
    },
    "pos_details": {
        "terminal_id": "PB04216R20537",
        "brand": "SUNMI",
        "location": {
            "latitude": -0.22480833333333333,
            "longitude": -78.487955
        },
        "model": "P2-EU",
        "version": "Kushki SunmiV1.1.26",
        "has_print": true
    },
    "country": "CLP",
    "is_deferred": false,
    "client_transaction_id": "6680eadc-6c8d-44aa-8ca0-18e061c1472a",
    "merchant_id": "0987654321",
    "transaction_type": "charge",
    "transaction_mode": "Authorization",
    "is_cashback": false,
    "cvm_type": "none"
}'
Response Response Example
200 - Approved charge transaction
{
    "additional_amounts": {
        "account_type": "",
        "amount": 0,
        "amount_type": "",
        "card_type": "",
        "currency_code": ""
    },
    "authorized_amount": 611,
    "card_type": "credit",
    "cvm_type": "none",
    "F11": "101619",
    "franchise": "MASTERCARD",
    "kushki_response": {
        "code": "000",
        "message": "Transacción Aprobada."
    },
    "message_fields": {
        "F38": "121866",
        "F39": "00"
    },
    "transaction_reference": "fb1d8f34-31fc-4d9d-ab7e-375d7f0801a5",
    "transaction_status": "APPROVAL",
    "transaction_type": "charge",
    "ticket_number": "111727462978861299"
}
Modified at 2026-01-30 00:48:40
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