1. E-commerce Flex
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          POST
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  1. E-commerce Flex

Collect payments

POST
/scops/txn
Make a request to process a one-time payment, authorization, or recurring charge from a previously tokenized card.

One-time payment#

The following properties are required to process a one-time payment.

PROPERTYDESCRIPTION
apiKeyApi key.
cardTokenCard token.
cvv3 digits for Visa and Mastercard cards, 4 digits for American Express cards.
amountAmount of the transaction.

One-time payment example#


{
  "apiKey": "ojLGcX1ioiAA8FkAAETcOxoAApkpBcQfki80AAAHSsVvA",
  "cardToken": "ntY50io0uijCQGnjVH49DSuc-41kI6y0_WgmYzZcShQAA17r1RPbXqGdFfApcNq73iU1vwAA8Fk0oplw",
  "cvv": "111",
  "amount": 100
}

Authorization#

The following properties are required to process an authorization.

PROPERTYDESCRIPTION
apiKey.
cardTokenCard token.
cvv3 digits for Visa and Mastercard cards, 4 digits for American Express cards.
amountAmount of the transaction.
txnTypeSend the value checkIn.
Note: you have 20 days to capture an authorization. After that time, the held funds will be released by the issuing bank back to the cardholder.

Example of an authorization#


{
  "apiKey": "ojLGcX1ioiAA8FkAAETcOxoAApkpBcQfki80AAAHSsVvA",
  "cardToken": "ntY50io0uijCQGnjVH49DSuc-41kI6y0_WgmYzZcShQAA17r1RPbXqGdFfApcNq73iU1vwAA8Fk0oplw",
  "cvv": "111",
  "amount": 100,
  "txnType": "checkIn"
}

Recurring charge#

The following properties are required to process a recurring charge.

PROPERTYDESCRIPTION
apiKeyApi key.
cardTokenCard token.
cvv3 digits for Visa and Mastercard cards.
amountAmount of the transaction.
txnTypeSend the value recurring.
contractNumberContract number.
Note: American Express cards are not supported for recurring transactions.

Example of a recurring charge#


{
  "apiKey": "ojLGcX1ioiAA8FkAAETcOxoAApkpBcQfki80AAAHSsVvA",
  "cardToken": "ntY50io0uijCQGnjVH49DSuc-41kI6y0_WgmYzZcShQAA17r1RPbXqGdFfApcNq73iU1vwAA8Fk0oplw",
  "cvv": "111",
  "amount": 100,
  "txnType": "recurring",
  "contractNumber": "contract123"
}

Recurring checkIn charge#

The following properties are required to process a recurring checkIn charge.

PROPERTYDESCRIPTION
apiKeyApi key.
cardTokenCard token.
cvv3 digits for Visa and Mastercard cards.
amountAmount of the transaction.
txnTypeSend the value recurringCheckIn.
contractNumberContract number.
Note: American Express cards are not supported in recurring checkIn transactions.

Example of a recurring checkIn charge#


{
  "apiKey": "ojLGcX1ioiAA8FkAAETcOxoAApkpBcQfki80AAAHSsVvA",
  "cardToken": "ntY50io0uijCQGnjVH49DSuc-41kI6y0_WgmYzZcShQAA17r1RPbXqGdFfApcNq73iU1vwAA8Fk0oplw",
  "cvv": "111",
  "amount": 100,
  "txnType": "recurringCheckIn",
  "contractNumber": "contract123"
}

Deferreds#

The following properties are required to process a deferred payment.

PROPERTYDESCRIPTION
apiKeyApi key.
cardTokenCard token.
cvv3 digits for Visa and Mastercard cards, 4 digits for American Express cards.
amountAmount of the transaction.
paymentPlanAmount of installments.

Example of a deferred payment#


{
  "apiKey": "ojLGcX1ioiAA8FkAAETcOxoAApkpBcQfki80AAAHSsVvA",
  "cardToken": "ntY50io0uijCQGnjVH49DSuc-41kI6y0_WgmYzZcShQAA17r1RPbXqGdFfApcNq73iU1vwAA8Fk0oplw",
  "cvv": "111",
  "amount": 600,
  "paymentPlan": 3

}

Single payment American Express cards without 4DBC#

The following properties are required to process a one-time payment with American Express cards without 4DBC.

PROPERTYDESCRIPTION
apiKeyApi key.
cardTokenCard token.
amountAmount of the transaction.
amexCustAddressCardholder Billing Address.
amexCustFirstNameCardholder First Name.
amexCustLastNameCardholder Last Name.
amexCustEmailAddrCardholder Email Address.
amexCustBrowserTypDescTxtCustomer user agent.
amexCustHostServerNmCustomer Host Server Name.
amexCustIdPhoneNbrCardholder Phone Number.
amexCustIPAddrCustomer IP Address.
amexCustPostalCodeCardholder Billing Postal Code.
amexMerSKUNbrMerchant SKU Number.

Example of a one-time payment with American Express cards without 4DBC#


{
  "apiKey": "ojLGcX1ioiAA8FkAAETcOxoAApkpBcQfki80AAAHSsVvA",
  "cardToken": "ntY50io0uijCQGnjVH49DSuc-41kI6y0_WgmYzZcShQAA17r1RPbXqGdFfApcNq73iU1vwAA8Fk0oplw",
  "amount": 100,
  "amexCustAddress": "18850 N 56 ST APT301",
  "amexCustFirstName": "JANE",
  "amexCustLastName" : "SMITH",
  "amexCustEmailAddr": "jane@smith.com",
  "amexCustBrowserTypDescTxt": "MOZILLA/4.0~(COMPATIBLE;~MSIE~5.0;  ~WINDOWS~95",
  "amexCustHostServerNm" : "comercio.com",
  "amexCustIdPhoneNbr" : "3333333333",
  "amexCustIPAddr" : "169.10.10.10",
  "amexCustPostalCode" : "00001",
  "amexMerSKUNbr" : "MYSKU0001"
}

Tokenless payments#

You can collect payments without needing to tokenize a card first. Send the card data inside the cardReq object instead of sending the cardToken property with the card token.
The following properties are required to process a payment without generating a card token.

PROPERTYDESCRIPTION
apiKeyApi key.
cardReqObject with card information.
cardReq.panPrimary Account Number.
cardReq.cvv23 digits for Visa and Mastercard cards, 4 digits for American Express cards.
cardReq.expDateExpiration date (YYMM).
amountAmount of the transaction.

Example of a tokenless payment#


{
  "apiKey": "ojLGcX1ioiAA8FkAAETcOxoAApkpBcQfki80AAAHSsVvA",
  "cardReq" : {
    "pan" : "4000000000000002", 
    "cvv2" : "111", 
    "expDate" : "3012"
  },
  "amount": 100
}

Request

Header Params

Body Params application/json

Examples

Responses

🟢200
application/json
OK
Bodyapplication/json

Request Request Example
Shell
JavaScript
Java
Swift
cURL
curl --location 'https://api-uat.kushkipagos.com/scops/txn' \
--header 'Content-Type: application/json' \
--data '{
    "apiKey": "ojLGcX1ioiAA8FkAAETcOxoAApkpBcQfki80AAAHSsVvA",
    "cardToken": "ntY50io0uijCQGnjVH49DSuc-41kI6y0_WgmYzZcShQAA17r1RPbXqGdFfApcNq73iU1vwAA8Fk0oplw",
    "cvv": "111",
    "amount": 100
}'
Response Response Example
Invalid field contract number in non-recurring txn
{
    "status": -3,
    "message": "Invalid field contract number in non-recurring txn\r\n"
}
Modified at 2026-07-10 20:44:28
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