Check out everything you need to start accepting card-present payments using a POS terminalCard-present payments through a physical or digital card correspond to transactions conducted with your customer physically at the Point of Sale system (also known as POS). Through this device, you can streamline the transaction process with your customers and enable a fast service that allows them to:Make purchases with physical or digital cards through different reading channels (NFC, chip, magnetic stripe).
Reduce the wait time for transaction processing.
Decrease the margins of error in charging or processing.
Simplify the process of cancellation or return of transactions made.
Features#
Features of card present payments.Online compatibility: through the use of Kushki’s services, you can verify transaction information received and conducted by your merchant via digital or in-person means from the administration console.
Compatibility with multiple card readers: you can choose the certified card reader of your preference.
Secure and direct communication with Kushki: this service establishes direct communication between Kushki and your merchant, through the transmission of information via encrypted means over secure electronic channels on the Internet. The communication established towards Kushki’s services should be done from your backend.
Connection types: depending on your merchant needs and the technical capabilities of the terminals used, you can establish the internal connection of your terminals via bluetooth, Wifi, USB or internet.
Step 1. Set up an account#
Create an account depending on the type of integration.Raw card-present API: Contact our sales team so we can provide you with the best solution according to your business needs. Access the administration panel with your created account to obtain your integration credentials and view your merchant information. Step 2. Scope of integration#
Depending on your business needs, choose one or more of the following integration types and available terminals to accept card-present payments.Raw Card-Present API (Others): integrate your own terminals to process transactions through our payment network.
Please note that some types of integration will require you to be PCI compliant.
Step 3. Get test terminals#
Once you choose the integration type and terminal to use in your integration, it will be necessary to obtain test terminals to begin the development and testing process.Some integration types and terminals may require additional configurations to target the test environment, so we recommend contacting our sales team to make sure you have everything you need to get started.Note: In some cases, terminals that have been used for testing may not be able to be used for real payments. Learn more from your account manager.
Step 5. Certification#
Certain types of integration require certification before you can go live to ensure everything is working properly.After you have configured your integration and performed the necessary tests, validate the following steps with your account manager to perform the corresponding certifications.Step 6. Go live#
Obtain your live environment credentials to begin accepting real payments with terminals once you have completed the necessary certifications (if applicable).Obtain and configure the necessary terminals in your store, ensure they are pointed at the live environment, and make any final adjustments to your system.Please contact your Account Manager to start your go-live process and obtain your credentials. 