Kushki allows merchants to disburse funds directly to Visa and Mastercard cards in Peru, enabling fast and efficient payments to customers and providers. This process, known as Card Payouts, requires prior configuration and is available exclusively in Peruvian soles (PEN).
Product in beta version 🔐👨💻
We are working on our beta version. Stay tuned for its official release! You can also contact your account manager for more information.
Valid card number, cardholder name, and card expiration date
Note: Accreditation times may vary depending on the card-issuing bank.
Important
The Card Payouts (Push Funds) product is not enabled for Banco Ripley (credit and debit cards) or for Scotiabank (credit cards only), since the issuers are not ready to support the product.
The fund dispersion process to cards follows these steps:
0.
The merchant tops up their balance in Kushki to have available funds for payments.
1.
Request submission The merchant sends a payment request specifying the amount and the destination card.
2.
Balance verification: Kushki validates that there are sufficient funds and deducts the requested amount.
3.
Payment network request: Kushki sends the transfer request to the networks (Visa/Mastercard). They, in turn, notify the issuer and the transaction is confirmed.
4.
Fund reception: If the transaction is successful, the cardholder receives the money on their card.
5.
Brand response: Kushki receives the response from the card brands.
6.
Merchant notification: A notification is sent to the merchant with the final status of the transaction.
To improve transaction traceability, Kushki offers the option to send notifications via webhook. This allows merchants to receive automatic updates on the status of each payment made. Learn more here.
